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VanGadgets have spent a lot of time researching the top UK van insurance companies and have compiled the above list as one-stop van insurance shop for our customers and also new visitors to the VanGadgets website. We hope you'll be pleased with the results and welcome any feedback that you might have regarding these companies :) Why compare van insurance?
Van insurance allows the policy holder to drive a van up to a maximum weight of 3.5 tonnes, within any UK or EU member states highways. Van insurance is also known as Commercial vehicle insurance or Commercial van insurance. It is a legal requirement within the UK to have valid van insurance cover to enable you to drive your van on the public highway/motorway.
How can I find the cheapest van insurance?
Every van driver wants to find the cheapest van insurance but the key point here is to do your research first! As well as looking at the extras, look at the basic entitlements a policy has to offer you. A basic rule of thumb is don't cut corners, by NOT doing this, your time will be rewarded and you will save money on your van insurance policy :)
Van Insurance UK
There are also many types of policy available, ranging from temporary cover through to tool insurance and van fleet insurance. You might find that tool insurance is covered within the policy but some UK insurers will require an additional payment to secure this, always ask first. Some policies may also allow you to add additional drivers at a very reasonable rate but others may exclude additional drivers from the policy! If it is unclear, always ask.
Insurance for Vans
Another option is to look for brokers that deal specifically with vans and commercial vehicle vehicles HGV PSV and so on. You could find that these types of van insurance policy have a greater range of benefits and are also more specific to your requirements. Van insurance brokers such as
Vannet,
AXA,
Cornhill,
Norwich Union to name but a few, are always worth trying first of all.
Van Insurance Quotes
Taking the time to find the best van insurance quote may take a little time! Shop around, try the Internet first of all! Search engines such as Google are a fantastic place to start. Alternatively, try a broker, possibly a local one for advice. Getting the best quote is not the be all and end of it though! Make sure the policy is right for you or your company as Insurance deals on offer do vary in a big
way. Online van insurance deals are in abundance these days so shop around.
Van Insurance Quote
Any van driver seeking cheaper van insurance may log on to the Internet and search through website after website to find the best deals. Try the big names but also take a look at the smaller van insurance websites to get a good deal, there are lots to be had. Get the van insurance quote you deserve by looking hard and putting a few hours into the research. Get as much information as possible in order to secure the cheapest van cover you can. There are also lots of specialist companies that can provide you free quotations and support and advice. Tailor made policy cover services are a good place to find the best deal for any van drivers in The UK.
Cheap Van Insurance UK
Always look for the best offer you can as cheap van insurance for all van drivers of the UK. Cover for use abroad is available, if you pay an extra premium, your van insurance can be extended to provide the same level of cover in the European Union and some other European countries as you have in the Territorial Limits. If you want to extend your van insurance policy, you must contact the broker at least 7 days prior to leaving The UK and they will provide all the necessary documents for your travel abroad.
Compare Commercial Van Insurance
The UK van insurance market and the providers of UK van insurance means that there are a lot of insurers within the UK offering options, deals and so on. Compare. The massive UK market for these services means that every driver has the best choice to compare van insurance than ever before. Existing policy holders can search for a better deal, the same way householders look for a better offer with their mortgages. The quality of the cover should always researched thoroughly before signing on the dotted line. Check, compare and always ask if you don't understand. Get the cover and commercial vehicle policy you require.
Small Van Insurance Services...
Car-derived Vans
Car-derived vans (CDVs) or small vans are normally standard passenger cars with a load area instead of rear seats and solid panels instead of rear side windows. Being based on cars they are comparatively refined to drive, offer good fuel economy and good in motorway, local, town and country use. The major limitation of this type of van is an inability to carry heavy or bulky loads. Examples include the Fiat Punto and Vauxhall
Astra van. Small Panel Vans
Small panel vans fall between light vans and large panel vans. The latest models are quite refined and fuel efficient and offer a good balance between load carrying ability and ease of driving at reasonable operating costs. It may be worth considering whether you only occasionally need the larger load areas of a large panel van if so then it may be that you should run a small panel van and hire the larger van when you require.
Large Panel Vans
The large panel van category covers a wide range of shapes and sizes. Generally there are three roof heights low roof (LR) or standard roof (SR), medium roof (MR) and high roof (HR) and three lengths short wheelbase (SWB), medium wheelbase (MWB) and long wheelbase (LWB). However, the way different van manufacturers classify these shapes and sizes varies and what is a MWB from one manufacturer may be a LWB from another manufacturer so you need to check the dimensions. Large panel vans are high-volume, heavy-duty workhorses offering decent fuel economy. Examples include the Citroen Relay, Renault Master, Ford Transit and Mercedes Sprinter and Vito Van Insurance.
Pick-ups
All pick-ups have an open load area behind the cab but can be subdivided by the type of cab. Single cabs have two doors and two seats, super cabs have two doors with two front seats plus a rear bench seat or two individual seats and double cabs typically have four doors and four seats. Most pick-ups are four-wheel-drive and although this can be good for rugged terrain they can be a bit unrefined on the road. Double cabs prove particularly popular with drivers who need a large open load area (although solid covers are usually an option) and still want a luxurious cab. There may also be a case for driving a pick-up instead of a company car to reduce the tax bill but be warned that your local taxman increasingly frowns on this. Examples of pick-ups include the Ford Ranger,
Mitsubishi L200 and Nissan Navara Insurance Pick-up. Smaller pickups from Proton (the Jumbuck) and Suzuki (Carry pick-up) are also available.
Chassis Cabs
Chassis cabs are cabs on a bare chassis base which may then be customised with the body you want. Common variants include tippers, flatbeds, dropside and
Luton's (Box vans) but if you have a specific use in mind and none of these is a good fit then there is probably a way of bespoking a chassis cab for the job. Examples include the Renault Master, Ford Transit, Iveco Daily and Mercedes Sprinter.
Minibuses
Minibuses are normally panel vans which have been converted and fitted with seats. The number of seats varies with the wheelbase of the original platform but is typically 12, 13 or 17. Its important to note that under most circumstances a PCV licence is needed for minibuses with nine or more seats. (contact the DVLA for more information www.dvla.gov.uk). Further van conversions such as wheel chair lifts or ramps are possible. Examples include the Fiat Ducato, Renault Master, Ford Transit and Mercedes Sprinter
Van insurance Cover
Van insurance comes in three different levels of cover. Fully comprehensive van insurance, Third party fire and theft van insurance and Third party only van insurance.
Third Party Only cover This is the most basic standard van insurance cover and covers your liability for death or bodily injury to a third party (including other occupants of your vehicle) and your liability for damage to third party property. Details will be shown with your on-line van insurance quotation.
Third Party Fire and Theft cover This covers against third party risks as described above plus the risk of fire and theft in connection with your vehicle in accordance with relevant policy terms. Some insurers will provide cover for the contents and the audio equipment of the vehicle, details will be provided with your on-line van insurance quotation.
Comprehensive cover This includes the Third Party Fire and Theft cover, as well as loss of or damage to your vehicle caused by accidental or malicious damage. Comprehensive cover usually includes some personal accident benefit in respect of personal injury to you or your death (please refer to your policy terms for details). Theft cover for the contents of your vehicle is provided by most UK insurers but only to a specified amount and subject to policy terms. Details will be shown with your on-line van insurance quotation.
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Van Insurance Cheapest Quotes
